Cybercriminals Have New Year’s Resolutions Too — And Tennessee Businesses Are on the List

While we’re setting goals about fitness, budgeting, and getting organized… cybercriminals are making resolutions of their own.

But theirs are simple:
Steal more. Scam more. Target small businesses more effectively.

And according to your uploaded content, East Tennessee companies are their favorite targets — not because they’re careless, but because they’re busy.

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Here’s the 2026 cyber-criminal playbook — and how to shut it down before they get started.

Resolution #1: “We’ll Send Phishing Emails So Real You Can’t Tell the Difference.”

The era of sloppy, typo-filled emails is over.

AI now makes phishing:

  • Look legitimate
  • Sound like your company
  • Reference real vendors
  • Arrive at the perfect moment

A modern attack looks like this:

“Hi Sarah, the updated invoice bounced. Here’s the corrected version — please confirm accounting received it.”

Looks normal.
Feels normal.
But it’s a trap.

Your Defense

  • Train employees to verify, not just read
  • Use email security tools that flag impersonation attempts
  • Create a culture where questioning strange requests is celebrated

Resolution #2: “We’ll Impersonate Your Vendors… or Your CEO.”

This is one of the most effective and fastest-growing scams.

Examples:

  • “We changed bank accounts — use this one moving forward.” (Fake vendor)
  • “Urgent. Wire funds immediately. Can’t talk.” (Fake CEO)

And now? Deepfake voice scams.
They can clone your CEO’s voice from a voicemail or a webinar.

It sounds exactly like them — because it is them, digitally cloned.

Your Defense

  • Mandatory callback verification for all banking changes
  • No money moves without a voice confirmation via a known number
  • MFA on every finance and admin account

Resolution #3: “Small Businesses Will Be Our Primary Targets.”

Why?
Because big companies strengthened their defenses.

So attackers shifted strategies:
100 easy $50,000 attacks > 1 difficult $5 million attack.

Attackers know you:

  • Don’t have a security team
  • Are understaffed
  • Are juggling everything
  • Think “we’re too small to be a target”

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That belief is exactly what makes you a target.

Your Defense

  • Enable MFA
  • Keep systems updated
  • Use monitored security tools
  • Maintain tested, verified backups

Make yourself harder to hit than the business next door.

Resolution #4: “We’ll Exploit New Employees and Tax Season Chaos.”

New hires don’t know your norms.
They want to impress.
They trust requests that look urgent.

Attackers use this moment:

“Hi, this is the CEO — can you handle this wire quickly?”

Payroll scams spike during tax season too:

“I need all employee W-2s for an audit. Send ASAP.”

Once criminals have W-2 data, they file fraudulent returns before your employees do.

Your Defense

  • Security training for new hires before email access
  • Clear rules: “We never send W-2s via email.”
  • Verification culture: praise people who double-check

Prevention Will Always Be Cheaper Than Recovery

You have two choices:

OPTION A: React after the attack.

  • Pay ransom
  • Lose productivity
  • Notify customers
  • Rebuild systems
  • Pray insurance covers it

Cost: Tens of thousands to hundreds of thousands
Timeline: Weeks to months

OPTION B: Prevent the attack.

  • MFA
  • Backups
  • Monitoring
  • Training
  • Patching

Cost: A fraction of recovery
Timeline: Ongoing and quiet

You don’t buy a fire extinguisher after the fire.

How to Ruin Every Cybercriminal’s 2026 Resolution

A strong IT partner keeps your business off the target list by:

  • Monitoring systems 24/7
  • Blocking impersonation attempts
  • Training staff on modern (AI-driven) scams
  • Verifying safe financial processes
  • Testing and securing backups
  • Patching vulnerabilities before attackers find them

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Criminals are counting on you being overwhelmed and underprotected.

Let’s disappoint them.

👉 Book a 15-Minute New Year Security Reality Check.
No jargon. No scare tactics. Just clarity and a plan for 2026.